Saving, investing and other parting thoughts
Investing success lies in having a plan, being patient and taking a long term view. Better things usually lie ahead.
Category: Personal finance
Choose euros not dollars when paying by credit card in Europe
If not you will pay up to 8% more in conversion fees on top of exchange rates
As rates rise, GICs are back in favour
While the yields are less than inflation, they are attracting safety-conscious investors after a long drought.
Tax Free Savings Account limit for 2022 set
Canadians can expect a $500 increase in 2023.
RRIF withdrawal limits for 2022
Registered Retirement Income Fund (RRIF) withdrawals got a one-time pandemic break which has expired.
Canadian versions of U.S. ETFs are better for Canadians
When choosing an ETF that has a Canadian and US version, the Canadian version has advantages.
Should I hold American stocks in US or Canadian dollars?
The only difference is the timing of when you pay the fees. Here’s why.
RRIF withdrawal limits for 2021
As a pandemic measure, Ottawa reduced the minimum withdrawals from registered retirement income funds (RRIFs) in 2020.
TFSA limit unchanged in 2021
Tax Free Savings Accounts were introduced in 2009 to encourage Canadians to save for retirement.
Why bonds are a must in unsettled times
Steadyhand Investments’ Tom Bradley says markets are unpredictable in the short run, but bonds are a long term must even with low rates.
Adam Mayers 
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