RRSP or pay down my mortgage: Which is better?
Sometimes it’s hard to decide what to do with spare cash. Save or pay down debt?
Category: Your Money
The biggest RRSP myth? 1 + 1 = 3
Many people think a contribution, plus the refund, adds up to more than the contribution.
Should I hold American stocks in US or Canadian dollars?
The only difference is the timing of when you pay the fees. Here’s why.
RRSP limit rises for 2021
The Registered Retirement Savings Plan contribution limit has increased by $600 in 2021.
RRIF withdrawal limits for 2021
As a pandemic measure, Ottawa reduced the minimum withdrawals from registered retirement income funds (RRIFs) in 2020.
TFSA limit unchanged in 2021
Tax Free Savings Accounts were introduced in 2009 to encourage Canadians to save for retirement.
A tale of 3 dividend funds
A home country bias has hurt investors relying on Canadian-only dividend funds.
Dividends and the power of compound interest
Dividends contribute up to 40% of investment gains. Reinvesting them through DRIPs adds the power of compound interest.
These dividend funds offer diversity
International dividend funds offer diversification and access to some of the biggest global names.
What you need to know about RRIFs
Most Canadians know the ins and outs of an RRSP, but fewer can tell you about RRIFs, which is what happens to an RRSP when you turn 71.
Adam Mayers 
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